The organization shall be known as the Pinoy Worldwide Initiative for Savings, Investments and Entrepreneurship (Pinoy WISE) – Qatar. The use of the term the Organization in this document shall be understood to refer to “Pinoy WISE – Qatar”.

The mission of the Organization is for Overseas Filipinos (OFs) in Qatar achieve their goal for migration and have a better future once they re- integrate back to the Philippines.

Minimize the social cost of migration and maximize the potential of Overseas Filipino’s (OFs) in Qatar so that migration will contribute to the development of the migrants, their families and communities.

 In order to carry out this Vision and Mission to the entire Filipino community in State of Qatar, Pinoy WISE – Qatar objectives are:

1. To provide Pinoy WISE Family and Income Management training to the Overseas Filipinos and encourage them to save, invest and address family issues to prepare them for successful
2. To encourage Overseas Filipinos and their families to implement concrete plan on savings and investment programs of selected financial institutions and other
3. To promote business and investment opportunities that includes organizing of market place events, business advisory counseling and other relevant trainings; and
4. To leverage Overseas Filipinos resources with government, non- government organizations and private corporations towards increasing economic development in the Philippines particularly in their province of

These objectives inspires Pinoy WISE – Qatar members and volunteers, to whom being a Pinoy WISE advocate is more than just a philosophy but a way of life.

All individual members of the Organization shall be Filipino nationals and/or other nationality married to a Filipino. No person shall be excluded from individual membership in, or from any program or activity of the Organization because of age, sexual orientation, or physical or mental disability, so long as the individual, through his or her own effort, is able to participate in the Organization’s program of activities.

The Organization is a Non-Profit, Non-Stock Organization, and membership herein shall be by individual application. Any individual member may recommend an eligible prospective individual member and invite him/her to join the Organization, so long as the person has attended the Pinoy WISE Family and Income Management and is in good standing. Pinoy WISE Membership Form shall be provided by the Organization. Such application, accompanied by the membership fee and applicable dues, shall be turned-over to the Organization Vice Chairperson – External Affairs for documentation. The individual membership of the Organization may be divided into three classifications; active, inactive and honorary.

All active individual members shall be entitled to all rights and privileges of the Organization, and all individual members shall share in its responsibilities. These responsibilities shall include support of its purposes and constructive contribution to its program and activities.

Inactive individual membership is provided for as follows:

 A.) Inactive individual membership in the Organization may be conferred by the Executive Committee of the Organization on any individual member requesting an extended absence from Organization meetings, or who wishes to maintain individual membership without regular attendance at the Organization An individual member may also be classified as inactive for continued absence without notice. An inactive individual member may be restored to active individual membership by the Organization Executive Committee upon request.

B.) Inactive individual members shall have no voting and special privileges and shall not hold Except as provided herein, the rights, obligations, and conditions of inactive membership shall be as stated in the By-Laws of the Organization.

Honorary individual membership may be conferred upon any qualified person by the favorable vote of at least two-thirds (2/3) of the Executive Committee at the Organization regular meeting. Such membership shall be restricted to other nationality who is married to a Filipino. Honorary individual members have no voting and special privileges and shall not hold office. Honorary individual members are not eligible for any overseas trainings and assignments.

The membership fee for individual membership in the Organization shall be as stated in the Constitution and By-Laws of the Organization. Such fee shall be payable when an individual membership application is filed with the  Organization Vice Chairperson – Internal Affairs. Immediately upon acceptance of a new individual member, the Vice Chairperson – Internal Affairs will provide the information to the Director for Documentation and update the Organization membership database.

The dues for active and inactive individual members shall be as stated in the Constitution and By-Laws of the Organization. Such dues shall be payable as and when the Organization shall designate. Dues shall be paid by all individual members and by the dates specified to maintain individual membership.

 General assembly meetings of the Organization, which shall include any business meeting of active individual members, shall be held every last week of the Quarter of the year, at such hour and place as the Organization from time to time shall designate as provided in the Constitution and By-Laws of the Organization.

Special meetings of the Organization may be called by the Executive Chairman upon request by any members. Notice of special meetings shall include a statement of the general purposes of the meeting.

The Executive Committee of the Organization shall meet every 1st week of the month at such hours and places as it may determine provided in the Constitution and By-Laws of the Organization.

No notice shall be required for regular meetings held as provided in the Constitution and By-Laws of the Organization. Notice of any change in the time or place of any regular meeting, and notice of all special meetings, shall be by any of the following: e-mail, sms, by phone or other reasonable means at least one (1) week in advance of such meeting to the entire members of the Organization.

A majority of the active individual membership shall constitute a quorum and the presence of a quorum shall be required to elect members of the Executive Board and to ratify changes to the Organization’s Constitution and By-Laws.

A quorum of the General Membership of the Organization shall consist of the presence in person of a combined majority; more than fifty percent (50%) of the members of the Organization in good standing.

Each active individual member shall be entitled to one (1) vote on any matter presented to the Organization membership for a vote.

No voting by proxy or absentee ballot shall be permitted on any matter presented to the Organization membership for a vote.

A majority of the Organization Executive Committee shall constitute a quorum for any decision with regards to the operations of the Organization.

 The Officers of The Organization shall be as provided in the Organization Constitution and By-Laws, with selection, duties and terms as provided therein. In addition, the Officers of the Organization shall comprise of the following:

1. Chairperson
2. Vice Chairperson – Internal Affairs
3. Vice Chairperson – External Affairs
4. Director for Documentations
5. Director for Finance
6. Director for Comptrollership
7. Director for Public Affairs
8. Director for Marketing
9. Director for Education
10. Board of Directors

Officers of the Organization shall serve for term of two (2) year’s. The terms of Officers shall commence from                   and end                  . Organization Chairperson elected for a term of two (2) year’s may not be re-elected for a successive term.

Except for the Immediate Past Chairperson, the Officers of the Organization shall be elected by the active individual members of the Organization.

 The Organization elects Officers for the term of office that includes the commencement and end of the terms as set forth in Article VII, Section 2 of the Constitution and By-Laws.

 All elections shall be by secret ballot, unless a secret ballot is dispensed with by unanimous vote, with a majority vote of all active individual members present and voting necessary to elect each Officer. The Chairman of the Organization Nominating Committee shall be the Immediate Past Organization Chairperson, unless the best interests of the Organization require otherwise.

In the event that the Chairperson is not able to perform his duties, the Executive Board shall appoint the Vice Chairperson – Internal Affairs as Officer-in-Charge or an Acting Chairperson. The appointee shall act and serve during the absence of the Chairperson.

If the office of any elected officers of the Organization is/are vacated for any reason, special election will be held at the next Quarterly meeting following the announcement of the vacancy to fill the vacant position and the elected individual shall serve for the remainder of the term.

Any Officer of the Organization may resign, provided that any such resignation must be made in writing and delivered to the Chairperson or Director for Documentation. Unless any such resignation is, by its terms, effective on a later date, it shall be effective on delivery to such Organization Officer, and no acceptance by The Organization shall be required to make it effective.

The Chairperson is the chief executive officer, the official representative of the Organization and is responsible for steering the Organization to achieve its Mission and Vision.

• Presides at meetings of the Organization, the Executive Committee and has general supervision of the operation of the Organization.
• The Chairperson shall be an ex-officio member of all Committees of the Organization.

 The     Vice    Chairperson   –    Internal    Affairs   chairs    the    Membership Committee.

• Responsible for planning, organizing and directing a program that ensures individual member retention and growth in the

• Maintains an accurate and complete roster of the entire members including the address and status of each individual member of the

• Ensure that eligible prospective individual is in good standing and invite him/her to join the

•  The Vice Chairperson – External Affairs is supports the Chairperson in fulfilling the Mission and Vision specifically in networking with other organizations and
• Perform any and all functions which the Chairperson may, from time to time assign to him/her.

 The Director for Documentation chairs the Documentation Committee.

• Responsible for the Organization’s records and
• Custodian of the Organization’s Charter, Constitution and By-Laws, General Membership and all other records and
• Keeps an accurate record of the meetings and activities of the Organization’s Executive

 The Director for Finance chairs the Finance Committee.

• Responsible for Organization financial policies, procedures and
• Receives and disburses, with the approval of the Executive Committee, the Organization funds; pays all financial obligations of the
• Keeps an accurate account of all transactions, make financial reports and provides update to the Organization Executive Committee and General Membership during Quarterly and general assembly and/or upon request.
• Oversees resource mobilization and fund raising activities of the

 The Director for Comptrollership chairs the Comptrollership Committee.

• Responsible for checking and verifying the financial statements of the
• Responsible for providing an accurate quarterly and annual audited financial statement of the

 The  Director  for  Public  Affairs  chairs  the  Public  Relations  and  Social Committee.

• Responsible for developing and directing a public information program that informs individual members and the general public about the Organization.

The Director for Marketing chairs the Marketing and Sponsorship Committee.

• Responsible for planning and developing the strategy to generate interest and possible support for sponsorship of the Organization.
• Responsible for marketing and promotions of the program and services of the Organizations.

 The Director for Education chairs the Education and Training Committee.

• Responsible for planning, organizing and directing the Organization’s Educational & Training Program to meet the needs of the members.

• Responsible for planning, organizing and directing relevant and practical skills training programs to meet the needs of the members in

 The Board of Directors act as the vice chairman of the different and various committee’s of the Organization and shall act and serve as the Chairperson of the committee as designated during the absence of the Committee Chairman.

The Immediate Past Chairperson(s) provides advice and counsel as requested by the Chairperson.

 In the event the Chairperson, Vice Chairperson – Internal Affairs and/or Vice Chairperson – External Affairs were unable to attend a meeting of any Official business meeting(s), they shall appoint any members of the Executive Board as the official representative(s) of the Organization.

In addition to the duties stated, each of the Officers of  the Organization shall have such duties and responsibilities as may be provided in the Constitution and By-Laws.

 Depending on the context, the Standing Committees of the Organization shall be the following:

1. Executive
2. Membership
3. Documentations
4. Finance
5. Comptrollership
6. Public Relations & Social Committee
7. Marketing and Sponsorship
8. Education and Training

The Organization Executive Committee shall consist of the Officers of the Organization named in this Constitution and By-Laws, with Chairperson serving as the head of the executive committee. It shall be in-charge of all business and administrative affairs of the Organization and shall consider all matters concerning the welfare of the entire members and the Organization as a whole. All actions of the Executive Committee shall be submitted to the Organization at the next business meeting for ratification. Any decision of the Executive Committee which the Organization fails to ratify shall be null and void.

The Membership Committee shall consider all applications for individual membership and report thereon to the Organization and shall arrange for proper induction of all new individual members. This Committee with the support of Documentation Committee shall be responsible for maintaining Organization individual membership and attendance. It shall be the goal of Membership and Documentation Committee to ensure that the individual and General Membership of the Organization is updated.

The Documentation Committee shall be in charge of the Organization records and correspondences. This Committee shall be the custodian of the Organization’s Charter, Constitution and By-Laws, Membership and all other records and documents. This Committee shall keep an accurate record of the meetings, individual and General Membership and activities of the Organization Executive Committee.

The Finance Committee shall be in charge for Organization financial policies, procedures and controls. This Committee shall receives and disburses, with the approval of the Executive Committee, all Organization funds; pays all financial obligations of the Organization. This Committee shall keep an accurate account of all transactions, make financial reports and to provide update to the Organization Executive Committee and General Membership during Quarterly and general assembly and/or upon request.

 The Comptrollership Committee shall be in charge for checking and verifying the financial statements of the Organization. This Committee shall be responsible for providing an accurate quarterly and annual audited financial statement of the Organization.

The Public Relations Committee shall arrange the preparation and dissemination of news releases regarding the Organization’s activities and educational & training programs and shall also promote opportunities for community participation in learning programs. It shall also be responsible for all internal publications of the Organization, including the Organization newsletter.

The Marketing and Sponsorship Committee shall be responsible for planning and developing the strategy to generate interest and possible support for sponsorship of the Organization and such other duties as may be assigned to it.

The Education & Training Committee shall be in charge of the general educational & training program of the Organization. It shall prepare, or cause to be prepared, all program schedules of the Organization and shall publish the training program at least one (1) month in advance. This Committee shall assist in the utilization and interpretation of program and educational & training materials available from the Organization.

In addition to the duties stated, each of the Committees of the Organization shall have such duties and responsibilities as may be provided in the Constitution and By-Laws.

Insofar as they do not conflict with the Constitution and By-Laws of the Organization, policies or procedures adopted by the Executive Committee, the Organization Constitution and By-Laws of this Organization, or laws applicable to a Non-Profit Organization.

The Organization shall be registered, affiliated and shall be represented at any official meetings as required by the Philippine Embassy, Doha, Qatar.

The Organization shall uphold and abide by the rules and regulations of Republic Act 8042 also known as Migrant Workers and Overseas Filipinos Act of 1995, and of any other Republic Acts related thereto that should be enacted in the future.

The Organization shall work in partnership with Atikha Overseas Workers and Communities Initiative Inc. (ATIKHA) and be an affiliate member of Pinoy WISE Movement and shall be represented at any official meetings to any of those organizations or governing body in Doha, State of Qatar and the Philippines if required.

The Organization is an unincorporated Organization formed solely for the purpose of building the capacities of the Overseas Filipinos to take better control of their funds and their future. The Organization is not legally affiliated with any company, agency, or special interest group from which the Organization may draw its individual members. The use of the funds of the Organization shall be limited to educational / training purposes. They may not be used for social or political purposes, or for the benefit of any individual.

In the event of dissolution of the Organization, distribution of any funds, after payment of any indebtedness, shall be made either by contribution to any Non-Profit Government Organization or Foundations registered with the Philippine Embassy, Doha, State of Qatar.

The Constitution and By-Laws of the Organization shall be governed by and interpreted in accordance with the laws of the Philippine Embassy, Doha, Qatar where the Organization is registered.

The accounting period of the Organization shall commence on 1st April of a given year and end on 31st March of the succeeding calendar year.

The books, accounts, and records of the Organization shall be open to inspection by any member of the Executive Board and the entire members at any reasonable time during any of the Quarterly or Annual Membership Meeting.

The Articles of the Constitutions and By-Laws of the Organization, as they may be amended by their terms or as it may be amended from time to time as provided in Article XIII below, shall govern the Organization. The Organization shall adopt no policy and shall take no action in conflict with the Articles of Constitutions and By-Laws, or with any policy or purpose of the Organization. The Organization shall not have the power to amend any reference in its By-Laws to this Constitution.

The Constitution and By-Laws may be amended only by a majority of the votes cast at the Quarterly or Annual Membership Meeting or a Special Meeting of the voting membership of the Organization.

Any member of the Organization may submit proposed amendments in writing to the Director for Documentation. Proposed amendments may be submitted by the Executive Board to the voting membership of the Organization either during the Quarterly or Annual Membership Meeting or a Special Meeting at which they will be considered.

Proposed amendments must be presented in writing to and received by the Executive Board no later than at least one (1) month before any Quarterly or Annual Membership Meeting or a Special Meeting at which they are to be submitted.

 The proposed amendment shall be placed before the voting members of Organization only if the proposed amendment is presented to and received by the Board no later than at least one (1) month before any Quarterly or Annual Meeting and one of the following conditions is met:

1. The Executive Board votes to place the proposed amendment before the voting membership; or

2.  if an amendment on substantially the same subject has been voted on by the voting membership within five (5) calendar years before the meeting at which the amendment will be submitted, such prior proposed amendment shall have received no less than thirty percent (30%) of the votes cast; provided that no proposed amendment shall be placed before the voting members if it has been rendered moot; substantially duplicates or is encompassed by another proposed amendment at the same meeting; is illegal; is designed to further a personal claim, grievance, or interest; is beyond the power of Organization to Effectuate.

Notice of any proposed amendments to be submitted to the voting membership of the Organization for a vote shall be circulated by e-mail by the Director for Documentation to each voting member at least one (1) month before the meeting, together with any recommendation of the Executive Board thereon. Any such recommendation shall also be presented to the voting members at the meeting before the vote is taken on the proposed amendments. No amendments to the proposed amendment may be made during the meeting or at any time prior to the meeting.

Subject to the review of Organization, and provided the proposed amendment is within the scope of permitted amendments, these By-Laws may be amended, including amendments to change the name or location of the Organization, at any duly called and noticed meeting of the Organization at which a quorum is present, by the affirmative vote of at least two-thirds (2/3) of the active individual members officially present and voting during the Quarterly or Annual Membership Meeting or a Special Meeting at which a quorum of the General Membership is present.

In the event of two (2) or more Organization Constitution and By-Laws amendment proposals are presented to the same meeting of members, which the Executive Board determines to be in conflict with each other, only the proposal receiving the highest majority of votes cast shall be implemented.

Amendments duly approved shall take effect immediately and the Director for Documentation shall immediately circulate a copy of any amendment of the Constitution and By-Laws to the entire members of the Organization.